Negotiation

“Snell’s On the Move” Negotiates Purchases of consumers future vehicle too Save Consumers Money. We keep you from the pitfalls of making a bad purchase. We don’t want you to spend more than you have too. Many times Consumers let the end of the purchase cost them more money without even knowing what happened.

Purchase Agreement Auditing

“Snell’s on the Move” Provides you the Consumer Safe Protection from a Dealerships high pressure salesperson. We keep you from making expensive mistakes financially. We will advise you on what you may need added to the purchase and what not to add on to the final agreement.

Loan Packing Consulting

“Snell’s On The Move” helps save you from impulse buying! Certain things you may or may not want to add to the length of your loan. What do you really want to finance? This type of purchase will usually make those decisions more costly. Many dealers will suggest to roll that cost into the total purchase of the loan. This is not a good idea at all!

Interest Rate Reduction

“Snell’s On The Move” Consumer Free Finance Information and Contact information for Banks or Institutions of credit that have constant and competitive interest rates. We have no financial profit from any bank we refer you to. It is our goal to do the best for all of our clients. This means to help cut their cost at every point of the purchase of their vehicle. Don’t use dealership financing departments! Using this type of financing is not good for your wallet. Since you are using their finance department, each dealer will find a rate from one of the banks or financial institutions they use on a constant basis. The dealership will tell you they got you a very good rate. They may be exactly correct. They may have found a good rate. The problem is they will add some sort of preparation fee or add something that will increase your loan, because of their time involved. This is always a bad idea for the consumer!

Overall

You have just let the dealer increase your overall cost of the purchase. You may simply want to check the rates with your own bank. Check and see if their rates are competitive. The question you need to ask is: Do you trust who you are dealing with? Food for thought: Even if your bank might be just a little higher rate you know who you are banking with. This may be another built in safety net. Secondly- heaven forbid- if you ran into some sort of financial difficulty down the line with your monthly payments, who would work with you better? Would it be better to be with some unknown institution or Your Bank?